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Issue Open Date
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06-Nov-25
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Issue Closing Date
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10-Nov-25
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Application Money
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100
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Allotment Money
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Price Band
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140
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142
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Minimium Application No.
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Issue Size (Shares)
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5048000
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Market Lot
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1
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Objective
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1. Working Capital Requirement2. Investment In Wholly Owned Subsidiary i.e. LTCV Credit Private Limited3. Funding for Business Development and Marketing Activities4. Prepayment or repayment of a portion of certain outstanding borrowings availed by our Company5. General Corporate Purposes
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Category
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No. of Shares
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No. of Shares
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Subscription Ratio
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Offered / Reserved |
Bid For |
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Non-Institutional Investors
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Qualified Institutional Buyers
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Retail Individual Investors
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Business Description
The Company is uniquely differentiated amongst its competitors by being the only major player to have a hybrid business model –conventional lending i.e., Agent channel and Digital Lending i.e., Digital Channel. As different customer looks for different kind ofsolutions, the company is able to provide the nuance of solutioning that the conventional lending model provides and the speed and ease of delivery that the digital lending model provides to consumers. Conventional or Agent business is the primary & initialcustomer acquisition strategy for the Company, here in this case with its widely distributed agent network the company gets accessto a curated audience of customers where a large part of the preliminary checks is already done on the consumers, thus resulting in higher conversion rates and more optimised model for the lender ecosystem. Once the data of consumer has been processed on the company’s proprietary tech platform and enriched using proprietary and third-party variables, the same is utilised in the future for cross selling/ up selling the customers through the digital lending ecosystem. This is a key differentiating factor compared to most of its peers who either rely on only conventional lending and thus not having a digital arm allowing them to work on customer lifecycle value management or pure digital players who have a high burn in acquiring the first loan from the customers, and struggle to make margins on the business even after multiple years of existence. This unique laddering approach by Finance Buddha makes it a differentiated player in the loan distribution space in the country.
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Promoter's Holding
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Total Share Capital
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9089748
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Offered to Public
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5048000
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Promoter's Holding (Pre-Issue)
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64.92
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Promoter's Holding (Post-Issue)
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Address |
No.10
1st Floor
6th Main
9th Cross Jeevan Bhima Nagar
Bengaluru,
Karnataka,
560075
Phone : 9886232323
Email : cs@financebuddha.com
Website : https://www.financebuddha.com/
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Registrar |
Skyline Financial Services Pvt Ltd
D-153/A
1st Floor
Okhla Industrial Area
Phase - I
New Delhi
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Listed at |
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NSE
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Lead Manager |
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SKI Capital Services Ltd.
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Promoters |
Parag Agarwal
Parth Pande
Vivek Bhatia
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