| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 66840.00 | 60610.00 | 63305.00 | 54653.00 | 41795.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 64404.00 | 58397.00 | 61895.00 | 52805.00 | 40461.00 |
| Portfolio management services | | | | | |
| Dividend income | | 112.00 | 129.00 | 95.00 | 51.00 |
| Brokerages & commissions | 152.00 | 140.00 | 136.00 | 216.00 | 184.00 |
| Processing fees and other charges | 49.00 | 93.00 | 43.00 | 92.00 | 653.00 |
| Other Operating Income | 2235.00 | 1867.00 | 1102.00 | 1446.00 | 446.00 |
| Operating Income (Net) | 66840.00 | 60610.00 | 63305.00 | 54653.00 | 41795.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 14695.00 | 11250.00 | 8429.00 | 8301.00 | 7201.00 |
| Salaries, Wages & Bonus | 13199.00 | 10098.00 | 7558.00 | 7434.00 | 6462.00 |
| Contributions to EPF & Pension Funds | 1378.00 | 877.00 | 725.00 | 651.00 | 493.00 |
| Workmen and Staff Welfare Expenses | 117.00 | 275.00 | 143.00 | 232.00 | 209.00 |
| Other Employees Cost | 0.00 | 0.00 | 3.00 | -15.00 | 37.00 |
| Operating & Establishment Expenses | 1920.00 | 1911.00 | 1730.00 | 1800.00 | 2768.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 367.00 | 505.00 | 554.00 | 476.00 | 465.00 |
| Commission, Brokerage & Discounts | 254.00 | 260.00 | 202.00 | 237.00 | 196.00 |
| Rent , Rates & Taxes | 337.00 | 417.00 | 315.00 | 244.00 | 1458.00 |
| Repairs and Maintenance | 377.00 | 311.00 | 260.00 | 453.00 | 268.00 |
| Insurance | 301.00 | 197.00 | 168.00 | 128.00 | 150.00 |
| Electricity & Power | 283.00 | 221.00 | 232.00 | 262.00 | 232.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 3074.00 | 2923.00 | 1813.00 | 2715.00 | 2956.00 |
| Printing and stationery | 170.00 | 141.00 | 75.00 | 123.00 | 145.00 |
| Professional and legal fees | 333.00 | 288.00 | 226.00 | 354.00 | 230.00 |
| Advertisement & Sales Promotion | 712.00 | 906.00 | 428.00 | 486.00 | 400.00 |
| Other General Expenses | 1860.00 | 1588.00 | 1084.00 | 1752.00 | 2183.00 |
| Provisions and Contingencies | 3485.00 | 5252.00 | 4719.00 | 2663.00 | 727.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 3485.00 | 5252.00 | 4719.00 | 2663.00 | 727.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 23174.00 | 21336.00 | 16691.00 | 15479.00 | 13653.00 |
| Operating Profit (Excl OI) | 43667.00 | 39275.00 | 46615.00 | 39174.00 | 28142.00 |
| Other Income | 659.00 | 654.00 | 445.00 | 863.00 | 625.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 8.00 | 10.00 | 8.00 | 12.00 | 6.00 |
| Income from investments | | | | | |
| Provision Written Back | | 8.00 | | | 16.00 |
| Others | 651.00 | 636.00 | 436.00 | 851.00 | 603.00 |
| Operating Profit | 44326.00 | 39929.00 | 47059.00 | 40037.00 | 28768.00 |
| Interest | 21878.00 | 20114.00 | 22189.00 | 18322.00 | 13449.00 |
| Loans | 12224.00 | 8408.00 | 11463.00 | 11111.00 | 7302.00 |
| Deposits | | | | | |
| Bonds / Debentures | 8324.00 | 10327.00 | 9385.00 | 6412.00 | 5856.00 |
| Other Interest | 1330.00 | 1379.00 | 1342.00 | 799.00 | 291.00 |
| Depreciation | 2038.00 | 1980.00 | 1709.00 | 1642.00 | 752.00 |
| Profit Before Taxation & Exceptional Items | 20411.00 | 17835.00 | 23160.00 | 20073.00 | 14566.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 20411.00 | 17835.00 | 23160.00 | 20073.00 | 14566.00 |
| Provision for Tax | 5409.00 | 4548.00 | 5911.00 | 5270.00 | 5080.00 |
| Current Income Tax | 5227.00 | 4434.00 | 6790.00 | 5345.00 | 4866.00 |
| Deferred Tax | 158.00 | 142.00 | -788.00 | -75.00 | 327.00 |
| Other taxes | 24.00 | -27.00 | -91.00 | 0.00 | -113.00 |
| Profit After Tax | 15002.00 | 13287.00 | 17250.00 | 14803.00 | 9486.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -42.00 | -3.00 | -7.00 | -126.00 | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 14960.00 | 13284.00 | 17243.00 | 14678.00 | 9486.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 45719.00 | 38136.00 | 25516.00 | 15729.00 | 11095.00 |
| Appropriations | 60679.00 | 51420.00 | 42759.00 | 30407.00 | 20580.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | 475.00 | 372.00 |
| Other Appropriation | 60679.00 | 51420.00 | 42759.00 | 29932.00 | 20208.00 |
| Equity Dividend % | 150.00 | 150.00 | 63.00 | 138.00 | 108.00 |
| Earnings Per Share | 18.00 | 16.00 | 20.00 | 17.00 | 11.00 |
| Adjusted EPS | 18.00 | 16.00 | 20.00 | 17.00 | 11.00 |