| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 227278.13 | 171726.91 | 159681.52 | 162403.19 | 122040.16 |
| Interest / Discount on advances / Bills | 191593.82 | 141740.13 | 126329.78 | 120071.67 | 80809.76 |
| Interest on balances with RBI and other Inter-bank funds | 1486.27 | 2412.39 | 1123.13 | 805.24 | 231.87 |
| Income on investments | 32322.07 | 26153.66 | 30392.11 | 39172.85 | 39056.54 |
| Others | 1875.96 | 1420.73 | 1836.51 | 2353.42 | 1942.00 |
| Other Income | 44672.78 | 31725.91 | 22114.32 | 17224.09 | 8521.63 |
| Commission,exchange and brokerage | 38767.71 | 24578.77 | 14995.50 | 14201.19 | 7616.25 |
| Profit / (loss)on sale of investments(net) | 3180.78 | 5463.55 | 5969.58 | 3904.46 | 325.43 |
| Profit on sale of Fixed Assets | 7.48 | -52.51 | 157.60 | 0.16 | -11.93 |
| Foreign Exchange Gains | 2141.45 | 730.32 | 1360.83 | -1106.45 | 498.68 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 575.37 | 1005.77 | -369.18 | 224.73 | 93.20 |
| Total Income | 271950.91 | 203452.82 | 181795.84 | 179627.28 | 130561.79 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 100906.37 | 74650.70 | 85851.27 | 102282.70 | 87432.41 |
| Intereston Deposits | 62301.51 | 42929.30 | 47326.15 | 47080.68 | 38975.64 |
| Interest on RBI / inter-bank borrowings | 484.95 | 10216.75 | 11133.77 | 15925.88 | 9706.98 |
| Other Interest | 38119.91 | 21504.65 | 27391.36 | 39276.14 | 38749.79 |
| Operating Expenses | 121082.36 | 95966.55 | 70529.49 | 57647.96 | 60906.36 |
| Payments to and provisions for employees | 42785.85 | 30998.72 | 23015.16 | 17950.06 | 12793.75 |
| Rent,Taxes and lighting | 4746.04 | 3488.74 | 3432.67 | 2917.58 | 1789.40 |
| Depreciation on Banks property | 4349.87 | 3824.06 | 3425.07 | 3200.07 | 28203.17 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 38.41 | 41.27 | 43.61 | 40.50 | 36.53 |
| Law charges | 447.89 | 385.95 | 377.56 | 73.85 | 46.55 |
| Communication Expenses | 1471.35 | 1201.20 | 839.64 | 882.44 | 534.77 |
| Repairs and Maintenance | 1532.46 | 1298.35 | 1297.63 | 1930.55 | 994.07 |
| Insurance | 1499.67 | 1196.96 | 902.99 | 536.29 | 453.64 |
| Other expenses | 64210.81 | 53531.31 | 37195.17 | 30116.62 | 16054.49 |
| Provisions and Contingencies | 16648.19 | 31085.90 | 20225.29 | 43155.53 | 14318.69 |
| Provision for investments | -4563.40 | -4117.80 | -8627.60 | 10514.90 | 3462.40 |
| Provision for advances | 24027.20 | 36636.20 | 36083.30 | 21384.93 | 2194.10 |
| Others Provisions | -2815.61 | -1432.50 | -7230.42 | 11255.70 | 8662.19 |
| Profit Before Tax | 33313.99 | 1749.67 | 5189.79 | -23458.90 | -32095.67 |
| Taxes | 8464.70 | 426.60 | 358.00 | 4975.00 | -13295.50 |
| Current Income Tax | 3474.10 | -51.30 | 358.00 | 4975.00 | -672.10 |
| Deferred Tax | 4990.60 | 477.90 | | | -12623.40 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 24849.29 | 1323.07 | 4831.79 | -28433.90 | -18800.17 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | -278.63 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 24849.29 | 1323.07 | 4831.79 | -28433.90 | -19078.80 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -13069.20 | -35048.49 | -30161.56 | -33333.35 | -1806.47 |
| Transfer to Statutory Reserve | 6095.00 | 365.00 | 1135.00 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -19164.20 | -35413.49 | -31296.56 | -33333.35 | -1806.47 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 4.00 | 0.00 | 1.00 | -6.00 | -4.00 |
| Adjusted EPS | 4.00 | 0.00 | 1.00 | -6.00 | -4.00 |