| (Rs. in Million) |
| INCOME : | | | | | |
| Operating Income | 274160.00 | 222300.00 | 195540.00 | 171180.00 | 154130.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 117960.00 | 87670.00 | 68240.00 | 83610.00 | 73050.00 |
| Portfolio management services | | | | | |
| Dividend income | 520.00 | 330.00 | 30.00 | 440.00 | 350.00 |
| Brokerages & commissions | 12410.00 | 11400.00 | 10530.00 | 8850.00 | 8290.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 143270.00 | 122900.00 | 116740.00 | 78290.00 | 72430.00 |
| Operating Income (Net) | 274160.00 | 222300.00 | 195540.00 | 171180.00 | 154130.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 21470.00 | 16380.00 | 10810.00 | 16790.00 | 16190.00 |
| Salaries, Wages & Bonus | 19720.00 | 15170.00 | 10170.00 | 15520.00 | 14450.00 |
| Contributions to EPF & Pension Funds | 440.00 | 360.00 | 350.00 | 670.00 | 510.00 |
| Workmen and Staff Welfare Expenses | 520.00 | 340.00 | 90.00 | 350.00 | 360.00 |
| Other Employees Cost | 790.00 | 520.00 | 200.00 | 260.00 | 860.00 |
| Operating & Establishment Expenses | 167990.00 | 173930.00 | 116760.00 | 80160.00 | 95050.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 1720.00 | 1270.00 | 360.00 | 980.00 | 890.00 |
| Commission, Brokerage & Discounts | 12640.00 | 11220.00 | 6340.00 | 9630.00 | 8320.00 |
| Rent , Rates & Taxes | 1030.00 | 620.00 | 220.00 | 630.00 | 1820.00 |
| Repairs and Maintenance | 630.00 | 510.00 | 560.00 | 710.00 | 710.00 |
| Insurance | 490.00 | 350.00 | 290.00 | 100.00 | 120.00 |
| Electricity & Power | 180.00 | 140.00 | 80.00 | 220.00 | 230.00 |
| Other Operating Expenses | 151310.00 | 159820.00 | 108920.00 | 67900.00 | 82960.00 |
| Administrations & Other Expenses | 10940.00 | 6800.00 | 4070.00 | 6470.00 | 5160.00 |
| Printing and stationery | 120.00 | 80.00 | 90.00 | 200.00 | 220.00 |
| Professional and legal fees | 3200.00 | 1550.00 | 1320.00 | 1360.00 | 1030.00 |
| Advertisement & Sales Promotion | 5800.00 | 3910.00 | 2320.00 | 3570.00 | 2620.00 |
| Other General Expenses | 1820.00 | 1250.00 | 340.00 | 1330.00 | 1290.00 |
| Provisions and Contingencies | 13610.00 | 9760.00 | 12170.00 | 14380.00 | 8160.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | 60.00 | 120.00 | 10.00 | 20.00 | 20.00 |
| Losson disposal of fixed assets(net) | 0.00 | 10.00 | | | |
| Losson foreign exchange fluctuations | | | | | 10.00 |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 13550.00 | 9630.00 | 12160.00 | 14360.00 | 8130.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 214010.00 | 206870.00 | 143820.00 | 117800.00 | 124550.00 |
| Operating Profit (Excl OI) | 60150.00 | 15420.00 | 51720.00 | 53390.00 | 29580.00 |
| Other Income | 43090.00 | 40900.00 | 1730.00 | 5520.00 | 24030.00 |
| Other Interest Income | 80.00 | 20.00 | 50.00 | 50.00 | 50.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | | 0.00 | 0.00 | 0.00 |
| Income from investments | 27390.00 | | | | |
| Provision Written Back | 0.00 | 0.00 | | 0.00 | 0.00 |
| Others | 15610.00 | 40880.00 | 1680.00 | 5460.00 | 23970.00 |
| Operating Profit | 103240.00 | 56320.00 | 53450.00 | 58900.00 | 53600.00 |
| Interest | 47330.00 | 34900.00 | 39190.00 | 46470.00 | 41090.00 |
| Loans | 28700.00 | 18770.00 | 22770.00 | 24400.00 | 19370.00 |
| Deposits | | | | 0.00 | 0.00 |
| Bonds / Debentures | 18310.00 | 15800.00 | 16130.00 | 21730.00 | 21660.00 |
| Other Interest | 320.00 | 330.00 | 290.00 | 340.00 | 60.00 |
| Depreciation | 2280.00 | 1960.00 | 1490.00 | 2040.00 | 960.00 |
| Profit Before Taxation & Exceptional Items | 53630.00 | 19460.00 | 12770.00 | 10390.00 | 11550.00 |
| Exceptional Income / Expenses | | | | -100.00 | |
| Profit Before Tax | 56350.00 | 22870.00 | 15460.00 | 12800.00 | 13810.00 |
| Provision for Tax | 8110.00 | 6270.00 | 4400.00 | 4140.00 | 5690.00 |
| Current Income Tax | 9250.00 | 6240.00 | 4220.00 | 4180.00 | 6300.00 |
| Deferred Tax | -1150.00 | -10.00 | 240.00 | 30.00 | -560.00 |
| Other taxes | 10.00 | 40.00 | -60.00 | -70.00 | -40.00 |
| Profit After Tax | 48240.00 | 16600.00 | 11060.00 | 8660.00 | 8110.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -280.00 | 460.00 | 210.00 | 540.00 | 600.00 |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 47960.00 | 17060.00 | 11270.00 | 9200.00 | 8710.00 |
| Adjustments to PAT | | | | | |
| Profit Balance B/F | 51840.00 | 38530.00 | 29400.00 | 22500.00 | 15250.00 |
| Appropriations | 99800.00 | 55590.00 | 40660.00 | 31700.00 | 23960.00 |
| General Reserve | | 170.00 | 80.00 | 20.00 | 20.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 99800.00 | 55420.00 | 40580.00 | 31680.00 | 23940.00 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 20.00 | 7.00 | 5.00 | 4.00 | 4.00 |
| Adjusted EPS | 20.00 | 7.00 | 5.00 | 4.00 | 4.00 |