| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 868450.00 | 762420.00 | 819350.00 | 549184.75 | 521470.00 |
| Interest / Discount on advances / Bills | 577420.00 | 488740.00 | 536830.00 | 361562.54 | 354160.00 |
| Interest on balances with RBI and other Inter-bank funds | 19100.00 | 22880.00 | 19020.00 | 25307.30 | 19370.00 |
| Income on investments | 264020.00 | 244710.00 | 254160.00 | 160937.39 | 146220.00 |
| Others | 7920.00 | 6090.00 | 9340.00 | 1377.52 | 1720.00 |
| Other Income | 122400.00 | 120980.00 | 122350.00 | 93876.52 | 73670.00 |
| Commission,exchange and brokerage | 39530.00 | 35930.00 | 38790.00 | 28382.55 | 28230.00 |
| Profit / (loss)on sale of investments(net) | 7810.00 | 29030.00 | 46140.00 | 17144.40 | 10710.00 |
| Profit on sale of Fixed Assets | 30.00 | 140.00 | -130.00 | 416.67 | 180.00 |
| Foreign Exchange Gains | 8150.00 | 7010.00 | 4820.00 | 4401.59 | 4870.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 66880.00 | 48860.00 | 32720.00 | 43531.30 | 29670.00 |
| Total Income | 990850.00 | 883390.00 | 941700.00 | 643061.27 | 595150.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 518170.00 | 468230.00 | 508050.00 | 369974.73 | 346560.00 |
| Intereston Deposits | 470180.00 | 433610.00 | 472830.00 | 344869.38 | 323210.00 |
| Interest on RBI / inter-bank borrowings | 11490.00 | 5160.00 | 8890.00 | 6710.11 | 5350.00 |
| Other Interest | 36500.00 | 29460.00 | 26330.00 | 18395.24 | 18000.00 |
| Operating Expenses | 243360.00 | 204910.00 | 205160.00 | 121504.95 | 116890.00 |
| Payments to and provisions for employees | 149430.00 | 119720.00 | 122970.00 | 70600.25 | 70480.00 |
| Rent,Taxes and lighting | 13340.00 | 13020.00 | 13090.00 | 8143.88 | 7770.00 |
| Depreciation on Banks property | 9050.00 | 8960.00 | 9820.00 | 6144.40 | 5840.00 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 480.00 | 660.00 | 860.00 | 738.69 | 700.00 |
| Law charges | 1380.00 | 960.00 | 950.00 | 1159.34 | 1300.00 |
| Communication Expenses | 3350.00 | 3350.00 | 2940.00 | 2047.52 | 2120.00 |
| Repairs and Maintenance | 7870.00 | 5640.00 | 4900.00 | 3316.74 | 2870.00 |
| Insurance | 15530.00 | 15240.00 | 14720.00 | 7629.08 | 6820.00 |
| Other expenses | 42940.00 | 37370.00 | 34900.00 | 21725.05 | 19000.00 |
| Provisions and Contingencies | 180710.00 | 164310.00 | 190670.00 | 143311.55 | 285390.00 |
| Provision for investments | 1730.00 | 3490.00 | -2220.00 | -3680.70 | 16290.00 |
| Provision for advances | 176150.00 | 153820.00 | 186770.00 | 147892.40 | 250650.00 |
| Others Provisions | 2830.00 | 7000.00 | 6120.00 | -900.15 | 18460.00 |
| Profit Before Tax | 48610.00 | 45940.00 | 37820.00 | 8270.03 | -153700.00 |
| Taxes | 17920.00 | 9190.00 | 16300.00 | 4636.70 | -53430.00 |
| Current Income Tax | 17920.00 | 9190.00 | 16300.00 | 4636.70 | -53430.00 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 30690.00 | 36760.00 | 21520.00 | 3633.33 | -100260.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -100.00 | -470.00 | -1330.00 | -464.85 | -200.00 |
| Share of Associate | 2890.00 | 2320.00 | 5420.00 | 1216.01 | 4760.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 33480.00 | 38610.00 | 25620.00 | 4384.49 | -95700.00 |
| Adjustments to PAT | | 400.00 | -2110.00 | | |
| IV. APPROPRIATIONS | 58870.00 | 56390.00 | 40530.00 | -80504.62 | -84770.00 |
| Transfer to Statutory Reserve | 6270.00 | 9000.00 | 6170.00 | 1397.35 | 290.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 7680.00 | -1750.00 | | -1053.38 | -1340.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 7160.00 | 7050.00 | 1810.00 | 320.69 | 300.00 |
| Corporate dividend tax | | | | | |
| Other appropriations | 37770.00 | 42100.00 | 32550.00 | -81169.29 | -84020.00 |
| Equity Dividend % | 33.00 | 32.00 | 9.00 | 2.00 | 3.00 |
| Earnings Per Share | 3.00 | 4.00 | 2.00 | 1.00 | -21.00 |
| Adjusted EPS | 3.00 | 4.00 | 2.00 | 1.00 | -21.00 |