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Balance Sheet
Punjab National Bank
 
BSE Code 532461
ISIN Demat INE160A01022
Book Value (Rs) 107.59
NSE Code PNB
Dividend Yield (%) 2.81
Market Cap (Rs Mn) 1186646.39
TTM PE(x) 7.88
TTM EPS(Rs) 13.10
Face Value(Rs.) 2  
Type
(Rs. in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital22985.90  22022.00  22022.00  22022.00  20955.40  
    Equity - Authorised30000.00  30000.00  30000.00  30000.00  30000.00  
    Equity - Issued22985.90  22022.00  22022.00  22022.00  20955.40  
    Equity Paid Up22985.90  22022.00  22022.00  22022.00  20955.40  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value2.00  2.00  2.00  2.00  2.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves1308393.70  1081845.30  1006783.00  953797.20  904388.00  
    Securities Premium509297.10  460385.30  460385.30  460385.30  443521.40  
    Capital Reserves172766.60  168020.00  167557.20  167035.70  159519.70  
    Profit & Loss Account Balances56955.50  39715.70  32800.30  25385.40  17381.10  
    General Reserves0.00  0.00  0.00  0.00  0.00  
    Other Reserves569374.50  413724.30  346040.20  300990.80  283965.80  
Reserve excluding Revaluation Reserve1225309.30  998789.00  922231.80  883311.00  832383.80  
Revaluation Reserves83084.40  83056.30  84551.20  70486.20  72004.20  
Deposits15770198.80  13792252.40  12903470.70  11542344.60  11137168.60  
    Demand Deposits764638.70  735866.40  757882.90  831147.50  764994.60  
    Savings Deposit4993980.10  4812721.00  4651536.70  4530368.60  4184935.60  
    Term Deposits / Fixed Deposits10011580.00  8243665.00  7494051.10  6180828.50  6187238.40  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings1058065.50  725856.20  701486.20  593716.70  522981.40  
    Borrowings From Reserve Bank of India338074.80  0.00  0.00  0.00  0.00  
    Borrowings From Other Banks34555.10  27137.00  18693.60  27044.90  59022.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions197331.90  227939.70  238031.80  220905.30  150401.40  
    Borrowings in the form of Bonds / Debentures376759.00  391014.00  319994.00  275376.90  250836.60  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India111344.70  79765.50  124766.80  70389.60  62721.40  
Other Liabilities & Provisions409508.10  358776.00  298133.70  276396.20  206889.20  
    Bills Payable44305.20  33612.70  37188.50  30817.10  32201.90  
    Inter-office adjustment Liabilities765.30  0.40  0.50  5844.80  4360.60  
    Interest Accrued47402.40  42813.10  34511.40  27826.60  27339.00  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions317035.20  282349.80  226433.30  211907.70  142987.70  
Total Liabilities18575436.30  15986359.60  14936489.40  13393011.30  12797250.50  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India643892.20  653251.30  782135.20  861278.40  442672.70  
    Cash with RBI611542.70  617717.80  744783.00  826141.60  407694.10  
    Cash in hand & others32349.50  35533.50  37352.20  35136.80  34978.60  
Balances with banks and money at call863703.60  660750.60  791149.60  480660.40  690671.60  
Investments5248403.10  4464212.70  4169138.40  3885858.20  4043689.60  
Investments in India5135072.50  4401994.00  4112792.20  3848608.50  4007306.70  
    GOI/State Govt. Securities4401751.70  3927581.10  3693065.50  3370532.90  3530568.00  
    Equity Shares - Corporate71988.80  28436.80  30615.90  32648.10  41097.40  
    Debentures & Bonds411468.80  346606.80  331538.40  356056.70  365056.20  
    Subsidiaries and/or joint ventures/Associates61862.30  55024.60  43047.00  33679.50  29907.70  
    Units - MF/ Insurance/CP/PTC188000.90  44343.20  14523.90  55689.80  40675.90  
    Other Investments0.00  1.50  1.50  1.50  1.50  
Investments outside India113330.60  62218.70  56346.20  37249.70  36382.90  
    Government securities97850.90  45188.80  43243.70  20207.80  13665.00  
    Subsidiaries and/or joint ventures abroad4158.70  3687.20  3372.20  3018.20  2855.30  
    Other investments outside India11321.00  13342.70  9730.30  14023.70  19862.60  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances10862731.40  9417624.70  8374589.80  7337658.30  6793457.70  
    Bills Purchased & Discounted59852.40  55988.80  35802.70  13090.50  7081.10  
    Cash Credit, Over Draft & Loans repayable4488347.20  4035304.50  3761245.40  4425445.00  4106563.90  
    Term Loans6314531.80  5326331.40  4577541.70  2899122.80  2679812.70  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block233626.40  244438.90  232733.30  209828.20  204410.20  
    Premises113193.90  122206.50  120930.40  105059.10  104697.10  
    Assets Given on Lease253.30  253.30  253.30  253.30  253.30  
    Other Fixed Assets120179.20  121979.10  111549.60  104515.80  99459.80  
Less: Accumulated Depreciation102793.40  120960.50  111893.70  102866.10  93923.20  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block130833.00  123478.40  120839.60  106962.10  110487.00  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress0.00  0.00  0.00  0.00  0.00  
Other Assets825873.00  667041.90  698636.80  720593.90  716271.90  
    Inter-office adjustment Assets0.00  0.00  0.00  0.00  0.00  
    Interest Accrued Assets189841.00  120616.70  91072.20  82298.40  81623.80  
    Tax paid in advance/TDS93726.40  110618.90  131719.20  120300.50  100013.20  
    Stationery and stamps66.50  81.10  64.30  50.00  104.00  
    Non-banking assets acquired246.70  264.50  264.50  502.00  502.10  
    Deferred tax asset211483.00  229554.20  239734.90  257033.00  270214.60  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others330509.40  205906.50  235781.70  260410.00  263814.20  
Total Assets18575436.30  15986359.60  14936489.40  13393011.30  12797250.50  
Contingent Liabilities6541966.40  2245400.20  6452632.20  6066854.30  3853879.60  
    Claims not acknowledged as debts128757.60  81453.20  95056.90  120479.00  104296.00  
    Outstanding forward exchange contracts5522441.90  1335542.20  5589168.80  5179666.80  3032324.80  
    Guarantees given in India606925.80  546473.60  495072.20  484292.20  512601.80  
    Guarantees given Outside India37614.10  43089.60  46442.00  27996.20  22356.10  
    Acceptances, endorsements & other obligations178773.00  181754.90  168468.10  196406.30  133325.80  
    Other Contingent liabilities67454.00  57086.70  58424.20  58013.80  48975.10  
Bills for collection395129.20  360191.20  343776.00  377860.50  404937.60  
Book Value108.61  92.71  85.76  82.22  81.44  
Adjusted Book Value108.61  92.71  85.76  82.22  81.44  
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