| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 620390.00 | 556500.00 | 449850.00 | 388880.00 | 391080.00 |
| Interest / Discount on advances / Bills | 448560.00 | 406190.00 | 319410.00 | 269280.00 | 273640.00 |
| Interest on balances with RBI and other Inter-bank funds | 15900.00 | 13880.00 | 8780.00 | 8520.00 | 4260.00 |
| Income on investments | 153480.00 | 134350.00 | 116900.00 | 109980.00 | 111700.00 |
| Others | 2460.00 | 2080.00 | 4760.00 | 1120.00 | 1480.00 |
| Other Income | 100110.00 | 85820.00 | 78050.00 | 73800.00 | 61110.00 |
| Commission,exchange and brokerage | 17360.00 | 16380.00 | 15640.00 | 11820.00 | 11320.00 |
| Profit / (loss)on sale of investments(net) | 9210.00 | 8710.00 | 3830.00 | 16350.00 | 21260.00 |
| Profit on sale of Fixed Assets | 20.00 | -20.00 | 0.00 | 30.00 | 0.00 |
| Foreign Exchange Gains | 3690.00 | 4520.00 | 10090.00 | 6900.00 | 4060.00 |
| Income earned from subsidiaries/joint venture | | | | | 120.00 |
| Rent / Lease Income | | | 0.00 | 0.00 | 0.00 |
| Provisions Written Back | | | | | |
| Miscellaneous income | 69840.00 | 56240.00 | 48480.00 | 38700.00 | 24360.00 |
| Total Income | 720510.00 | 642320.00 | 527900.00 | 462680.00 | 452190.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 368260.00 | 323410.00 | 247170.00 | 221290.00 | 234390.00 |
| Intereston Deposits | 346990.00 | 304910.00 | 231820.00 | 209330.00 | 222180.00 |
| Interest on RBI / inter-bank borrowings | 3620.00 | 3310.00 | 6160.00 | 2480.00 | 4010.00 |
| Other Interest | 17660.00 | 15190.00 | 9190.00 | 9470.00 | 8200.00 |
| Operating Expenses | 161230.00 | 149530.00 | 127250.00 | 113540.00 | 107890.00 |
| Payments to and provisions for employees | 99750.00 | 93200.00 | 75790.00 | 67380.00 | 64120.00 |
| Rent,Taxes and lighting | 6790.00 | 6400.00 | 6260.00 | 6150.00 | 6120.00 |
| Depreciation on Banks property | 5430.00 | 5310.00 | 5320.00 | 6010.00 | 6330.00 |
| Depreciation on leased assets | | | 0.00 | 0.00 | 40.00 |
| Auditor's fees and expenses | 490.00 | 490.00 | 530.00 | 480.00 | 630.00 |
| Law charges | 390.00 | 220.00 | 230.00 | 200.00 | 240.00 |
| Communication Expenses | 1320.00 | 1110.00 | 980.00 | 1110.00 | 1190.00 |
| Repairs and Maintenance | 2740.00 | 2530.00 | 1950.00 | 2460.00 | 2020.00 |
| Insurance | 9310.00 | 8740.00 | 8140.00 | 7420.00 | 6820.00 |
| Other expenses | 35020.00 | 31540.00 | 28060.00 | 22310.00 | 20390.00 |
| Provisions and Contingencies | 42380.00 | 59210.00 | 93840.00 | 95320.00 | 80750.00 |
| Provision for investments | -1150.00 | 630.00 | 4050.00 | 1110.00 | -10.00 |
| Provision for advances | 42310.00 | 57620.00 | 89020.00 | 94120.00 | 77860.00 |
| Others Provisions | 1230.00 | 960.00 | 780.00 | 100.00 | 2900.00 |
| Profit Before Tax | 148640.00 | 110170.00 | 59630.00 | 32530.00 | 29170.00 |
| Taxes | 38690.00 | 28880.00 | 6330.00 | -7410.00 | -990.00 |
| Current Income Tax | 38690.00 | 28880.00 | 6330.00 | -7410.00 | -990.00 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 109950.00 | 81290.00 | 53300.00 | 39940.00 | 30160.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -30.00 | -30.00 | -10.00 | -20.00 | -10.00 |
| Share of Associate | 2700.00 | 2930.00 | 2430.00 | 1500.00 | 1350.00 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 112610.00 | 84190.00 | 55720.00 | 41420.00 | 31490.00 |
| Adjustments to PAT | | | | -230.00 | 410.00 |
| IV. APPROPRIATIONS | 131800.00 | 97850.00 | 66440.00 | 49640.00 | 37470.00 |
| Transfer to Statutory Reserve | 27300.00 | 20160.00 | 13200.00 | 9860.00 | 7510.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 52500.00 | 32500.00 | 26550.00 | 18000.00 | 13870.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 21890.00 | 16160.00 | 10710.00 | 8100.00 | 2260.00 |
| Corporate dividend tax | | | | | |
| Other appropriations | 30110.00 | 29030.00 | 15980.00 | 13680.00 | 13830.00 |
| Equity Dividend % | 163.00 | 120.00 | 86.00 | 65.00 | 20.00 |
| Earnings Per Share | 84.00 | 63.00 | 45.00 | 33.00 | 28.00 |
| Adjusted EPS | 84.00 | 63.00 | 45.00 | 33.00 | 28.00 |