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Profit & Loss
LIC Housing Finance Ltd.
 
BSE Code 500253
ISIN Demat INE115A01026
Book Value (Rs) 698.51
NSE Code LICHSGFIN
Dividend Yield (%) 1.88
Market Cap (Rs Mn) 292220.97
TTM PE(x) 5.30
TTM EPS(Rs) 100.24
Face Value(Rs.) 2  
Type
(Rs. in Million)
Particulars Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
INCOME :          
Operating Income281100.00  272770.00  227140.00  199740.00  198820.00  
     Sale of Shares / Units          
     Interest income276890.00  270670.00  225460.00  197180.00  197090.00  
     Portfolio management services          
     Dividend income          
     Brokerages & commissions          
     Processing fees and other charges640.00  670.00  670.00  1180.00  990.00  
     Other Operating Income3570.00  1430.00  1010.00  1390.00  740.00  
Operating Income (Net)281100.00  272770.00  227140.00  199740.00  198820.00  
EXPENDITURE :          
Increase/Decrease in Stock          
Employee Cost7550.00  6500.00  5160.00  6020.00  3240.00  
     Salaries, Wages & Bonus6030.00  5160.00  4030.00  4740.00  2430.00  
     Contributions to EPF & Pension Funds850.00  780.00  500.00  550.00  350.00  
     Workmen and Staff Welfare Expenses670.00  550.00  500.00  420.00  360.00  
     Other Employees Cost0.00  0.00  130.00  310.00  100.00  
Operating & Establishment Expenses2020.00  1950.00  2400.00  1610.00  1310.00  
     Depository Charges          
     Security Transaction tax          
     Software & Technical expenses          
     Commission, Brokerage & Discounts1110.00  1330.00  1830.00  1140.00  880.00  
     Rent , Rates & Taxes140.00  130.00  270.00  240.00  240.00  
     Repairs and Maintenance700.00  420.00  240.00  180.00  130.00  
     Insurance0.00  0.00  0.00  0.00  0.00  
     Electricity & Power70.00  70.00  60.00  50.00  50.00  
     Other Operating Expenses0.00  0.00  0.00  0.00  0.00  
Administrations & Other Expenses1710.00  1740.00  1480.00  1190.00  1170.00  
     Printing and stationery80.00  80.00  100.00  70.00  60.00  
     Professional and legal fees110.00  230.00  100.00  100.00  150.00  
     Advertisement & Sales Promotion470.00  340.00  440.00  280.00  430.00  
     Other General Expenses1050.00  1090.00  850.00  730.00  530.00  
Provisions and Contingencies4800.00  17370.00  20590.00  21300.00  14450.00  
     Provisions for contingencies          
     Provisions against NPAs          
     Bad debts /advances written off          
     Provision for doubtful debts      20220.00  13180.00  
     Losson disposal of fixed assets(net)          
     Losson foreign exchange fluctuations        50.00  
     Losson sale of non-trade current investments          
     Other Miscellaneous Expenses4800.00  17370.00  20590.00  1080.00  1220.00  
Less: Expenses Capitalised          
Total Expenditure16090.00  27560.00  29640.00  30120.00  20180.00  
Operating Profit (Excl OI)265010.00  245210.00  197500.00  169630.00  178640.00  
Other Income10.00  10.00  140.00  310.00  40.00  
     Other Interest Income    20.00      
     Other Commission          
     Discounts          
     Profit on sale of Fixed Assets0.00  0.00  0.00  0.00  0.00  
     Income from investments10.00  0.00  0.00  40.00  40.00  
     Provision Written Back          
     Others0.00  0.00  110.00  270.00  0.00  
Operating Profit265020.00  245210.00  197650.00  169940.00  178680.00  
Interest195280.00  183880.00  161350.00  141510.00  144500.00  
     Loans72870.00  69930.00  55650.00  35720.00  32220.00  
     Deposits6380.00  7720.00  9600.00  11890.00  12050.00  
     Bonds / Debentures115910.00  106110.00  96040.00  93820.00  100140.00  
     Other Interest130.00  120.00  50.00  90.00  90.00  
Depreciation980.00  690.00  690.00  550.00  520.00  
Profit Before Taxation & Exceptional Items68760.00  60640.00  35610.00  27870.00  33650.00  
Exceptional Income / Expenses          
Profit Before Tax68790.00  60680.00  35610.00  27870.00  33650.00  
Provision for Tax14360.00  13050.00  6700.00  5010.00  6240.00  
     Current Income Tax10730.00  10460.00  11960.00  9240.00  9670.00  
     Deferred Tax3630.00  2590.00  -5260.00  -3790.00  -3220.00  
     Other taxes0.00  0.00  0.00  -440.00  -210.00  
Profit After Tax54430.00  47630.00  28910.00  22860.00  27410.00  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Share of Associate    0.00  10.00  20.00  
Other Consolidated Items        -20.00  
Consolidated Net Profit54420.00  47630.00  28910.00  22860.00  27400.00  
Adjustments to PAT          
Profit Balance B/F74230.00  54370.00  48440.00  46780.00  40680.00  
Appropriations128650.00  102000.00  77350.00  69640.00  68090.00  
     General Reserve10000.00  10000.00  8500.00  7000.00  7000.00  
     Proposed Equity Dividend          
     Corporate dividend tax          
     Other Appropriation118650.00  92000.00  68850.00  62640.00  61090.00  
Equity Dividend %500.00  450.00  425.00  425.00  425.00  
Earnings Per Share99.00  87.00  53.00  42.00  54.00  
Adjusted EPS99.00  87.00  53.00  42.00  54.00  
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Multigain Financial Services Pvt. Ltd. ROC Reg No. U67190DL2004PTC130552, ARN # 31406
Multigain Securities Services Pvt Ltd. ROC Reg No.U74999UP2008PTC035558 Member National Stock Exchange Membership ID 13766 SEBI Reg # INB / INF / INE 231376634 Member Bombay Stock Exchange Membership ID 13766 SEBI Reg # INB / INF 011376630 Member MCX Stock Exchange. Membership No. 59500, SEBI Reg No.INE261330935 Member UNITED Stock Exchange Membership ID 13766 SEBI Reg # INE 271376634
Multigain Commodities Services Pvt Ltd ROC Reg No. U52100UP2008PTC035237 Member MCX Membership No. MCX/TM/ 9080 FMC Reg # MCX/TM/CORP/1694 Member NCDEX Membership No. NCDEX /TM/00926 FMC Reg No. NCDEX/TM/CORP/0903 Member NMCE Membership No. NMCE/TCM/CL0364 FMC Reg No. NMCE/TCM/CORP/0289 Member ICEX Membership No. ICEX/TM/1038 FMC Reg No. ICEX/TM/CORP/0037 Member ACE Membership No. ACE/TCM/6070 FMC Reg No. ACE/TCM/CORP/ Member NSEL Membership No. NSEL/TCM/12400 Member NCDEX SPOT
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