| (Rs. in Million) |
| I. INCOME | | | | | |
| Interest Earned | 289170.65 | 264456.53 | 205915.27 | 183157.92 | 199619.67 |
| Interest / Discount on advances / Bills | 192235.25 | 179678.07 | 133361.61 | 119901.12 | 118192.21 |
| Interest on balances with RBI and other Inter-bank funds | 4136.95 | 3348.85 | 5179.69 | 7149.42 | 6487.41 |
| Income on investments | 82738.76 | 77550.55 | 59586.72 | 46313.87 | 51692.93 |
| Others | 10059.69 | 3879.06 | 7787.25 | 9793.51 | 23247.12 |
| Other Income | 51416.80 | 39247.60 | 45753.77 | 49192.27 | 47815.34 |
| Commission,exchange and brokerage | 21788.10 | 20385.50 | 20043.73 | 19206.09 | 18719.63 |
| Profit / (loss)on sale of investments(net) | 9125.93 | 7276.96 | 8163.86 | 10628.88 | 17283.39 |
| Profit on sale of Fixed Assets | -23.35 | 832.52 | -18.64 | 6.08 | -4.20 |
| Foreign Exchange Gains | 4932.45 | 3536.46 | 6157.29 | 7304.88 | 3760.13 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 14443.49 | 5083.18 | 7164.69 | 8455.27 | 5475.57 |
| Miscellaneous income | 1150.20 | 2132.98 | 4242.84 | 3591.07 | 2580.83 |
| Total Income | 340587.45 | 303704.13 | 251669.04 | 232350.18 | 247435.01 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 142565.50 | 122263.59 | 91304.46 | 91215.45 | 114075.07 |
| Intereston Deposits | 127288.76 | 105876.77 | 78191.82 | 77503.82 | 92484.42 |
| Interest on RBI / inter-bank borrowings | 4977.99 | 7642.19 | 4380.97 | 1828.76 | 5535.86 |
| Other Interest | 10298.75 | 8744.63 | 8731.67 | 11882.87 | 16054.80 |
| Operating Expenses | 86190.16 | 83703.93 | 72325.65 | 65030.63 | 61715.45 |
| Payments to and provisions for employees | 42357.88 | 44170.10 | 36913.93 | 32594.26 | 32234.74 |
| Rent,Taxes and lighting | 5675.43 | 5430.18 | 5075.90 | 4753.37 | 4787.03 |
| Depreciation on Banks property | 5381.18 | 5433.09 | 4992.08 | 4172.64 | 3968.47 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 39.39 | 31.86 | 29.47 | 36.61 | 28.07 |
| Law charges | 574.42 | 600.22 | 493.02 | 430.65 | 501.83 |
| Communication Expenses | 1433.07 | 1284.17 | 1195.98 | 905.94 | 768.87 |
| Repairs and Maintenance | 1222.45 | 1280.56 | 967.64 | 1015.70 | 872.77 |
| Insurance | 3370.08 | 3030.93 | 2968.15 | 2844.98 | 2595.36 |
| Other expenses | 26136.27 | 22442.84 | 19689.48 | 18276.48 | 15958.30 |
| Provisions and Contingencies | 5411.92 | 14492.51 | 35250.51 | 50926.72 | 47057.75 |
| Provision for investments | 4540.00 | 2840.00 | 11880.00 | | 20220.00 |
| Provision for advances | 3900.00 | 8380.00 | 6770.00 | | 21950.00 |
| Others Provisions | -3028.08 | 3272.51 | 16600.51 | 50926.72 | 4887.75 |
| Profit Before Tax | 106419.88 | 83244.10 | 52788.43 | 25177.38 | 24586.74 |
| Taxes | 30530.00 | 25610.00 | 15920.00 | | 10100.00 |
| Current Income Tax | 1370.00 | | -2050.00 | | -2990.00 |
| Deferred Tax | 29160.00 | 25610.00 | 17970.00 | | 13090.00 |
| Other taxes | 0.00 | -25610.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 75889.88 | 57634.10 | 36868.43 | 25177.38 | 14486.74 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | -256.38 | -259.88 | -219.12 | -234.02 | -181.63 |
| Share of Associate | 673.33 | 506.90 | 411.29 | 393.31 | 834.57 |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 76306.83 | 57881.12 | 37060.59 | 25336.67 | 15139.69 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 153164.89 | 103660.34 | 57064.46 | -426257.54 | -438960.17 |
| Transfer to Statutory Reserve | 18787.94 | 14085.24 | 9112.74 | 6098.18 | 3398.66 |
| Appropriation to General Reserve | | 31.38 | 26.46 | 28.26 | 21.93 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 134376.95 | 89543.72 | 47925.27 | -432383.98 | -442380.76 |
| Equity Dividend % | 21.00 | 15.00 | 10.00 | | |
| Earnings Per Share | 7.00 | 5.00 | 3.00 | 2.00 | 1.00 |
| Adjusted EPS | 7.00 | 5.00 | 3.00 | 2.00 | 1.00 |