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Balance Sheet
L&T Finance Ltd.
 
BSE Code 533519
ISIN Demat INE498L01015
Book Value (Rs) 104.20
NSE Code LTF
Dividend Yield (%) 0.92
Market Cap (Rs Mn) 747409.74
TTM PE(x) 27.98
TTM EPS(Rs) 10.68
Face Value(Rs.) 10  
Type
(Rs. in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
EQUITY AND LIABILITIES0  0  0  0  0  
Share Capital24948.70  24889.40  24796.70  24740.40  24694.50  
    Equity - Authorised108745.60  108745.60  50000.00  50000.00  50000.00  
     Equity - Issued24948.70  24889.40  24796.70  24740.40  24694.50  
    Equity Paid Up24948.70  24889.40  24796.70  24740.40  24694.50  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings1096.40  1096.90  1410.30  1827.00  1997.70  
Total Reserves229595.50  208398.10  189076.70  172909.60  161039.80  
    Securities Premium79665.50  78929.90  78020.70  77516.20  77073.90  
    Capital Reserves4923.60  4923.60  4923.60  4923.60  4923.60  
    Profit & Loss Account Balance91344.30  76490.60  62993.00  54231.00  46424.00  
    General Reserves4910.20  4905.10  4781.60  4526.20  2361.60  
    Other Reserves48751.90  43148.90  38357.80  31712.60  30256.70  
Reserve excluding Revaluation Reserve229595.50  208398.10  189076.70  172909.60  161039.80  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds255640.60  234384.40  215283.70  199477.00  187732.00  
Minority Interest670.60  895.50  894.40  1798.30  1971.50  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans0.00  0.00  554954.40  546026.90  586474.30  
    Non Convertible Debentures0.00  0.00  286789.30  358560.90  397290.30  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  202601.40  187466.00  172266.20  
    Term Loans - Institutions0.00  0.00  65563.70  0.00  16917.80  
    Other Secured0.00  0.00  0.00  0.00  0.00  
Unsecured Loans395935.30  330287.50  27984.80  36833.20  49457.30  
    Fixed Deposits - Public0.00  0.00  0.00  0.00  0.00  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan395935.30  330287.50  27984.80  36833.20  49457.30  
Deferred Tax Assets / Liabilities-17575.50  -18332.80  -18377.50  -14227.70  -16103.90  
    Deferred Tax Assets18706.60  19044.10  19155.00  15293.80  16949.50  
    Deferred Tax Liability1131.10  711.30  777.50  1066.10  845.60  
Other Long Term Liabilities1248.00  707.10  0.00  0.00  0.00  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions385.20  246.10  0.00  0.00  0.00  
Total Non-Current Liabilities379993.00  312907.90  564561.70  568632.40  619827.70  
Current Liabilities0  0  0  0  0  
Trade Payables13717.00  12218.50  8063.90  4326.10  3717.40  
    Sundry Creditors13717.00  12218.50  8063.90  4326.10  3717.40  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities7013.20  11184.40  6622.50  7704.30  7025.90  
    Bank Overdraft / Short term credit0.00  0.00  0.00  0.00  334.50  
    Advances received from customers0.00  0.00  0.00  0.00  0.00  
    Interest Accrued But Not Due0.00  0.00  0.00  0.00  0.00  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities7013.20  11184.40  6622.50  7704.30  6691.40  
Short Term Borrowings526533.70  435121.20  247495.30  269152.20  249626.10  
    Secured ST Loans repayable on Demands0.00  0.00  118655.40  0.00  0.00  
    Working Capital Loans- Sec0.00  0.00  118655.40  0.00  0.00  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec75440.10  21055.10  18025.20  41210.00  39890.00  
    Other Unsecured Loans451093.60  414066.10  -7840.70  227942.20  209736.10  
Short Term Provisions2694.20  1893.70  2089.00  2636.00  3463.10  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax2568.60  1792.40  1762.00  2354.50  3123.60  
    Provision for post retirement benefits0.00  0.00  0.00  8.10  8.10  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions125.60  101.30  327.00  273.40  331.40  
Total Current Liabilities549958.10  460417.80  264270.70  283818.60  263832.50  
Total Liabilities1186262.30  1008605.60  1045010.50  1054576.10  1073363.70  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)579122.80  470121.70  751545.50  824694.40  870302.50  
Gross Block12387.50  10138.90  9348.60  4749.90  10566.10  
Less: Accumulated Depreciation5980.30  4945.40  4014.40  2903.60  2455.80  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block6407.20  5193.50  5334.20  1846.30  8110.30  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress2.40  0.00  0.00  0.00  0.00  
Non Current Investments62688.70  95166.00  139186.30  107311.10  65860.90  
Long Term Investment62688.70  95166.00  139186.30  107311.10  65860.90  
    Quoted0.00  0.00  6.70  12.40  30.30  
    Unquoted62688.70  95166.00  139250.30  107369.40  69849.10  
Long Term Loans & Advances3136.60  2916.70  8118.00  8271.70  8117.50  
Other Non Current Assets8413.60  6588.90  501.80  380.30  769.80  
Total Non-Current Assets660221.30  580343.00  904924.90  945963.70  956672.00  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments56071.00  28682.90  4475.80  11858.30  22860.40  
    Quoted56071.00  28682.90  396.50  1571.50  948.80  
    Unquoted0.00  0.00  4079.30  10286.80  21911.60  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors1169.50  2472.80  58.80  159.20  473.10  
    Debtors more than Six months82.00  78.90  65.70  0.00  0.00  
    Debtors Others1163.40  2469.80  69.00  231.00  502.90  
Cash and Bank104653.60  44693.90  127489.10  79704.20  84269.70  
    Cash in hand12.00  15.60  95.70  72.30  69.00  
    Balances at Bank104641.60  44678.30  127393.40  79631.90  84159.80  
    Other cash and bank balances0.00  0.00  0.00  0.00  40.90  
Other Current Assets5539.10  8940.80  7775.10  8245.60  8808.10  
    Interest accrued on Investments0.00  0.00  0.00  0.00  1.50  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  0.00  0.00  0.00  
    Prepaid Expenses0.00  0.00  0.00  0.00  0.00  
    Other current_assets5539.10  8940.80  7775.10  8245.60  8806.60  
Short Term Loans and Advances358607.80  343472.20  286.80  371.00  280.40  
    Advances recoverable in cash or in kind0.00  0.00  0.00  0.00  0.00  
    Advance income tax and TDS0.00  0.00  0.00  0.00  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances358607.80  343472.20  286.80  371.00  280.40  
Total Current Assets526041.00  428262.60  140085.60  100338.30  116691.70  
Net Current Assets (Including Current Investments)-23917.10  -32155.20  -124185.10  -183480.30  -147140.80  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets1186262.30  1008605.60  1045010.50  1054576.10  1073363.70  
Contingent Liabilities3271.50  5356.00  8074.30  10732.30  8671.70  
Total Debt922469.00  765408.70  830434.50  852012.30  885557.70  
Book Value102.03  93.73  86.25  79.89  75.21  
Adjusted Book Value102.03  93.73  86.25  79.89  75.21  
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