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Balance Sheet
Indian Overseas Bank
 
BSE Code 532388
ISIN Demat INE565A01014
Book Value (Rs) 15.15
NSE Code IOB
Dividend Yield (%) 0.00
Market Cap (Rs Mn) 722314.68
TTM PE(x) 21.66
TTM EPS(Rs) 1.73
Face Value(Rs.) 10  
Type
(Rs. in Million)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital192565.90  189024.12  189024.12  189024.12  166467.94  
    Equity - Authorised250000.00  250000.00  250000.00  250000.00  250000.00  
    Equity - Issued192565.90  189024.12  189024.12  189024.12  164369.88  
    Equity Paid Up192565.90  189024.12  189024.12  189024.12  164369.88  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  2098.06  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves129767.58  86590.37  59736.27  36953.39  4518.88  
    Securities Premium96365.01  85579.01  85579.01  85579.01  69233.25  
    Capital Reserves23667.31  23230.01  23106.66  22870.71  23173.26  
    Profit & Loss Account Balances-125378.53  -144739.33  -164544.48  -180030.38  -188895.12  
    General Reserves-13155.72  0.00  0.00  0.00  0.00  
    Other Reserves148269.52  122520.68  115595.08  108534.05  101007.49  
Reserve excluding Revaluation Reserve96037.88  59364.02  32204.74  9457.78  -17685.71  
Revaluation Reserves33729.71  27226.35  27531.54  27495.61  22204.59  
Deposits3119388.24  2861214.82  2609735.90  2622137.64  2403527.82  
    Demand Deposits281266.23  229354.70  166835.72  173897.76  162218.32  
    Savings Deposit1080348.20  1025894.12  974428.01  965012.02  859584.64  
    Term Deposits / Fixed Deposits1757773.80  1605966.00  1468472.17  1483227.85  1381724.86  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings422276.63  303871.66  208037.72  30706.37  36715.77  
    Borrowings From Reserve Bank of India19460.00  70000.00  0.00  0.00  0.00  
    Borrowings From Other Banks33669.50  21186.75  0.00  0.00  0.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions205996.63  121219.70  154288.24  1840.00  5065.00  
    Borrowings in the form of Bonds / Debentures21650.00  21650.00  24650.00  22650.00  16000.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India141500.50  69815.21  29099.48  6216.37  15650.77  
Other Liabilities & Provisions83081.35  77992.26  67846.64  111478.22  131062.85  
    Bills Payable6285.20  8117.31  8187.93  7007.69  6592.60  
    Inter-office adjustment Liabilities0.00  0.00  0.00  35559.37  22523.59  
    Interest Accrued2676.51  4025.03  2799.24  414.37  402.24  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions74119.64  65849.92  56859.47  68496.79  101544.42  
Total Liabilities3947079.70  3518693.22  3134380.66  2990299.74  2742293.26  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India181158.72  169055.37  171499.19  227496.55  121892.06  
    Cash with RBI168807.22  156416.09  160251.06  215956.11  112291.80  
    Cash in hand & others12351.50  12639.27  11248.13  11540.44  9600.26  
Balances with banks and money at call31037.64  19093.64  36706.50  142016.06  187932.34  
Investments1105879.69  991939.15  936425.20  976407.88  954848.85  
Investments in India1066877.52  950845.82  896378.23  935800.50  917206.11  
    GOI/State Govt. Securities1015658.43  916521.37  866030.07  883086.39  855805.02  
    Equity Shares - Corporate8203.36  2105.97  7307.58  9604.48  10886.40  
    Debentures & Bonds30722.30  25429.43  22142.35  31061.27  34034.33  
    Subsidiaries and/or joint ventures/Associates6156.47  6069.02  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC6136.96  710.08  888.33  12038.45  16470.46  
    Other Investments0.00  9.95  9.90  9.90  9.90  
Investments outside India39002.17  41093.34  40046.97  40607.38  37642.74  
    Government securities36999.86  38670.19  37441.57  36608.19  32384.07  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  1934.42  
    Other investments outside India2002.31  2423.15  2605.41  3999.19  3324.25  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances2455551.68  2133301.32  1780676.80  1442535.57  1277414.21  
    Bills Purchased & Discounted108694.07  83385.18  45698.90  29057.50  16471.88  
    Cash Credit, Over Draft & Loans repayable920801.81  771567.92  773646.61  446052.35  456745.79  
    Term Loans1426055.81  1278348.21  961331.30  967425.71  804196.54  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block86945.40  75458.79  72890.58  67075.33  60993.57  
    Premises55007.33  45761.61  45719.60  44913.08  39734.96  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets31938.07  29697.19  27170.98  22162.25  21258.61  
Less: Accumulated Depreciation41139.57  38201.70  35784.07  33416.08  31815.01  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block45805.83  37257.10  37106.51  33659.25  29178.56  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress742.39  144.79  0.88  1.11  11.16  
Other Assets126903.76  167901.86  171965.58  168183.32  171016.08  
    Inter-office adjustment Assets1746.83  305.14  7351.26  0.00  0.00  
    Interest Accrued Assets51491.24  41538.97  36204.72  30927.86  34645.18  
    Tax paid in advance/TDS23158.57  54509.31  45230.02  41309.78  34522.95  
    Stationery and stamps34.91  25.19  39.41  34.37  40.66  
    Non-banking assets acquired0.02  2242.75  2100.15  2100.15  2100.15  
    Deferred tax asset0.00  0.00  0.00  0.00  0.00  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others50472.19  69280.51  81040.03  93811.17  99707.14  
Total Assets3947079.70  3518693.22  3134380.66  2990299.74  2742293.26  
Contingent Liabilities1594051.65  1957421.56  1961314.50  979989.02  682961.85  
    Claims not acknowledged as debts59652.29  97856.29  109731.99  75537.74  57598.11  
    Outstanding forward exchange contracts1297066.04  1659989.18  1656349.52  687717.48  435852.20  
    Guarantees given in India147131.54  131378.68  117464.03  127048.55  116104.64  
    Guarantees given Outside India1796.31  1577.87  3717.62  4145.28  4002.55  
    Acceptances, endorsements & other obligations60747.46  45572.76  55302.86  58186.64  43907.93  
    Other Contingent liabilities27658.03  21046.79  18748.48  27353.32  25496.41  
Bills for collection170883.35  191190.06  195478.58  172162.20  155478.91  
Book Value14.99  13.14  11.70  10.50  8.92  
Adjusted Book Value14.99  13.14  11.70  10.50  8.92  
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Multigain Financial Services Pvt. Ltd. ROC Reg No. U67190DL2004PTC130552, ARN # 31406
Multigain Securities Services Pvt Ltd. ROC Reg No.U74999UP2008PTC035558 Member National Stock Exchange Membership ID 13766 SEBI Reg # INB / INF / INE 231376634 Member Bombay Stock Exchange Membership ID 13766 SEBI Reg # INB / INF 011376630 Member MCX Stock Exchange. Membership No. 59500, SEBI Reg No.INE261330935 Member UNITED Stock Exchange Membership ID 13766 SEBI Reg # INE 271376634
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